For those who are busy, not handy, or have a wife that doesn't understand that you will eventually get to it then I have a suggestion.
https://www.completehomewarranty.com/
Let me first say that I think most home warranty outfits are a scam. I've dealt with a number of them and all it seems like is you pay good money for some slacker to tell you that it can't be fixed and he has a high dollar solution for you, or some drone on the phone telling you that you aren't covered because of some obscure contract line buried deep in a 30 page legalese nightmare.
And the fact that I can do a lot of my repairs myself and don't have a nag at home telling me that I promised yesterday to fix it.
So I basically quit using those companies for years until my sis pointed me to a company that works a different way.
This company spells out what is covered in very simple terms and it's basically just your appliances, not all this other house stuff that needs a million subclauses about coverage. They charge a flat rate and they don't charge a copay for repair visits like the others do. The men aren't given the option to push a new replacement. They are told to fix the damn thing somehow some way or they don't get paid by the company. If they can't fix it the company won't pay them and the company offers you a cash settlement to go deal with the problem on your own.
It's like this company does the exact opposite of what the other home warranty companies do. Their men try hard to fix your appliances and do it fast. The company actually answers the phone and doesn't toss you into the hold-ignore hell waiting for a rep. They tell their crews to find a way to get'r done and then get out of your hair without trying to push stuff on you. And other than the annual payment they don't want any extra money.
Oh, and they will come once a year to give your heating and A/C a fast once-over to keep it running good---for free.
My sis and BIL are not the handy types. This company makes long suffering wives tickled pink. Even if you are fully capable of fixing your appliances you might realize they are still worth the money. You can do your thing and the wife calls the moment she thinks she has an appliance problem. You get home and she's happy it is fixed and you don't get surprised with a repair bill. Why suffer the hassle and the nag, right?
The price is $600 a year for your kitchen appliances, washer/dryer, water heater, and climate control units.
Obviously someone who is handy can put $600 a year to good use elsewhere, but the rate is on par with other companies, they do good work, and perhaps your time has greater value. Just waiting for the repairman to show up can waste a day and if you didn't fix it yourself then you damn sure want to be there when they try telling you that you have an expensive problem. Miss a couple days of work a year doing this and you have put a big dent in that $600 flat rate. Instead you can leave your slacker teen at home to unlock the door and sign the free work order while you get a day of work in.