Well.......I'm a long-term investor. I didn't sell during the Black Monday Crash of 1987, didn't sell during the dot com crash, either. Did cash out in 2008 just before the bottom fell out of the stock market. And, if I had toughed it out and stayed in the market thru that nose-dive, I would definitely be selling, now. It is no longer a market where a small investor can buy and hold. It's an electronic casino.