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Warrior
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We got 3% down and 3.25% fixed interest almost two years ago. It's an FHA loan through one of our local credit unions, so we have the mortgage insurance tacked on. The only downside is that my credit score was 20 points shy of qualifying(I had nasty financial problems with my ex), so only my husband is on the loan. Our payments are a little higher than we'd hoped but we're doing alright.
 
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