Well my situation is this. My girlfriend and I live in St Louis in the Central West End. It's a some affluent neighborhood effectively surrounded by a "ghettos" to the north and south. The downtown, then river and then the actual Ghetto, East St Louis to the east and then to the west, Forest Park (major city park, really nice) and miles upon miles of urban sprawl and suburbs. We live in a 13 floor apartment building on the 4th floor. The building has been described by my girlfriend's father, who's a fire safety inspector, as one of the safest buildings he's ever seen at least in terms of fire safety.
So that's part of our situation. The other is that for us home, family, etc is a 14 hour drive from here to Northeastern PA. We certainly can't afford to buy a BOL and don't have any friends that don't live outside the city. So basically we don't have anywhere to bug out to that's convenient.
So I've decided we'll hunker down. I've begun the prep, food, water, etc. My hope is, if we stay quiet we should be able to avoid any nastiness and hopefully ride out the storm. If supplies start getting low, then I guess we'll have no choice but to haul $%# for PA. I'm starting to plot alternate routes home than what we normally take since I'm sure interstates will be blocked. My only concern is look law enforcement in towns we might go through and of course getting out of the darn city in the first place.
My big concern with trying to bug out for home is that Local law enforcement in the small towns might get a little over zealous, especially in a Martial law type situation. There's no real good answers to my worries as far as our situation goes I'm afraid. I'll just prep, try to keep a cool head and pray for the best.