So very true. One person in my circle of friends stated that him and his family are feeling down because they will have to scale back their foreign travel plans next year. The guy is not rich (but not a typical crazy spender either), has no skills other than his job (software development), and based on what I know about him he is not into preparedness. He is a good friend, but I guess he will just have to learn the hard way.sad but true. People today think they are 'roughing' it when they go without luxury items.