I've never had any problem with any of my loaded M1A's,(have two, had four) they consistantly shoot about an inch less than STD/ scout models(with store bought ammo) without a single failure. My loaded models cost $200 more than an STD model, for $200, you get a medium weight match air gauged barrel(price a medium weight match barrel + installation cost), half MOA sights, match tirgger group, that is just as good, if not better than "GI" and NM flash suppressor. That's ALOT of upgrades for $200. Mine do 1.5" @ 100 yards with iron sights, .75" with telescope(handloads). If you bought a STD and later decided to do the upgrades it would cost well over $1000. The STD is a damn fine rifle, but for a couple hundred bucks more, the loaded is well worth it, whether you care about accuracy or not, it's better to have it and not need it than need it and not have it.