I cannot post the entire article since it may be paid content, but a snippet is attached below the link.
In summary: get off social media, and pay cash.
"Your shopping habits can expose...
We all have a vice or unhealthy habit.
The question is, how well will you do without it or have you stockpiled it so you can keep it?
In the end if it's unhealthy it might be best to give it up now before it is taken from you in a time of stress when we all tend to lean on our weaknesses...