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Especially when it pertains to AIG and the big banks....
INSOLVENT
Main Entry: in·sol·vent
Pronunciation: \(ˌ)in-ˈsäl-vənt, -ˈsȯl-\
Function: adjective
Date: 1591
1 a (1): unable to pay debts as they fall due in the usual course of business (2): having liabilities in excess of a...