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Old 11-15-2019, 08:23 PM
greif greif is offline
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Looking for new car and homeowners ins because ours just keeps going up. Got good rate quote from progressive. How are they and do they treat you well if a claim is ever needed.
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Old 11-15-2019, 10:57 PM
neiowa neiowa is online now
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"Progressive" is enough to look elsewhere. How about "Commie" Insurance Co?

Or go to:
https://www.daveramsey.com/elp/insurance
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Old 11-16-2019, 03:06 AM
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Searched many insurance companies looking for cheaper rates than we had. Best i found for home and car was liberty mutual. Son is a veteran and saved a lot of money going to usaa.
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Old 11-16-2019, 03:23 AM
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Had them in years past and switched to eSurance and saved a bunch. Had to change companies when we moved back to Iowa and found that State Farm was the lowest here - to begin with. Now, maybe not so much.

After we left eSurance we were hit by another driver who used Progressive. They paid, but we had to threaten them because we were scheduled to drive a Boy Scout troop about 600 miles to summer camp a couple weeks after the accident. They had to pressure the shop to make the repairs much quicker or the loaner was heading to upper CA and wouldn't be back for about 11 days. Bad publicity should the Troop have to cancel summer camp due to lack of transportation - 6 boys out of 14 were to ride that van.

We'd had no claims with them while they were our provider, but one reason we switched to begin with was they were a George Soros-invested company. That is what prompted us to look around.

RR
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Old 11-16-2019, 03:24 AM
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I'm with Flow. Never had a claim, but they are nice folks and let me pay online.
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Old 11-16-2019, 05:49 AM
fistfulladirt fistfulladirt is offline
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Can’t vouch for Progressive, but we just changed from State Farm after two years, they were horrible, paid them more than $40k in twenty years without making a single claim and my rates kept rising, duplicate billing, premiums wouldn’t show up in the mail, incompetent agents etc...saved about 30% home/auto going with Farm Bureau. Advice on here is to change them out every few years...even so, no guarantee they will pay a claim anyway.
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Old 11-16-2019, 08:12 AM
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Unfortunately insurance is like cable and cell phone service. You need to shop every year.

All the insurance companies know what the others charge for the applicant. They are all in it together.

I would recommend you take advantage of bundle savings and shop companies regularly
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Old 11-16-2019, 08:55 AM
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I've used State Farm for 30+ years now and are fairly happy with them and have had only a few minor comp. claims.
Although one time and I forget the details they got a little snippy about a claim so I reminded them just how much money they've gotten from me and my family and inlaws over the years ...they shut up.
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Old 11-16-2019, 12:37 PM
neiowa neiowa is online now
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Quote:
Originally Posted by charliemeyer007 View Post
I'm with Flow. Never had a claim, but they are nice folks and let me pay online.
https://sincityfinancier.wordpress.c...d-progressive/
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Old 11-16-2019, 09:44 PM
Nomad, 2nd Nomad, 2nd is online now
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I had a very bad experience with progressive.

Go t a refund from them and then they reported me as if I owed them money.

Even after I straightened it out (PITA) they sold off my (nonexistant) debt and I had to go through round after round of false collections.


USAA is even ****tier. Totaled out my vehicle and never even sent out an adjuster. As a former adjuster myself I have NEVER seen a claim more mishandled or a customer treated worse!
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Old 11-17-2019, 05:38 AM
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I've had good experiences with USAA (homeowner's and vehicle), and it's consistently been the least expensive (nothng's cheap). I have it set up for them to charge my credit card every month, so I get the cash back rewards, too (not much, but every penny helps

Farmer's (homeowner's) and State Farm (vehicle) were horrrrrrrrrrrrrrible.
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Old 11-24-2019, 02:40 PM
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If you are a veteran USAA is the best.

We had State Farm auto & home for 20 yrs, and decided to shop.

We went with Liberty Mutual and saved $600/yr, with higher coverages.

We shopped again after a couple of years and went with Amica, same coverage and saved $300 more.

We are now with Farmers, because my son is an agent, not because of price/service.

I would recommend getting quote at Amica, if you have good driving record, and are accident free.

Amica Mutual has been highest rated for many years in customer satisfaction for auto and home.

Auto

https://www.jdpower.com/business/rat...Study/10212ENG

Property

https://www.jdpower.com/business/rat...Study/10048ENG
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Old 11-24-2019, 03:13 PM
fistfulladirt fistfulladirt is offline
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Quote:
Originally Posted by bonegunner View Post
If you are a veteran USAA is the best.

We had State Farm auto & home for 20 yrs, and decided to shop.

We went with Liberty Mutual and saved $600/yr, with higher coverages.

We shopped again after a couple of years and went with Amica, same coverage and saved $300 more.

We are now with Farmers, because my son is an agent, not because of price/service.

I would recommend getting quote at Amica, if you have good driving record, and are accident free.

Amica Mutual has been highest rated for many years in customer satisfaction for auto and home.

Auto

https://www.jdpower.com/business/rat...Study/10212ENG

Property

https://www.jdpower.com/business/rat...Study/10048ENG
Whats their record on paying claims?
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Old 11-24-2019, 03:29 PM
Nomad, 2nd Nomad, 2nd is online now
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Quote:
Originally Posted by bonegunner View Post
If you are a veteran USAA is the best.

G[/URL]
So long as YOU are paying THEM.

As a former adjuster have NEVER seen a claim so badly and deliberately mishandled as when USAA didn't even bother sending out an adjuster before totaling out my suburban.

And they ROYALLY SCREWED ME on its value. (By over 50%)

They used comps (with their offer I demanded to know) of vehicles with 100,000 miles more than mine, WITHOUT 4 wheel drive and priced my 2500 based on a 1500 and IGNORED 30 ACTUAL comps within THEIR requirements of years and distance to mine.(because they were selling at realistic pricing.)

I actually offered to buy as many vehicles like mine at the value they claimed mine has using their "vehicle finding" service. .... Which they ignored.

I will NEVER recommend USAA to ANYONE. They USED to be good years ago when they were a credit union. since they have sacrificed quality for size.
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