Modern Single Wide Vs. Tiny Home For Temporary (5-9 years) Homestead - Page 2 - Survivalist Forum
Survivalist Forum

Advertise Here

Go Back   Survivalist Forum > >
Articles Classifieds Donations Gallery Groups Links Store Survival Files


Notices

Farming, Gardening & Homesteading Country lifestyle, homesteading, blacksmithing and living off the grid.

Advertise Here
Reply
 
Thread Tools Display Modes
Old 09-16-2020, 10:28 AM
FreedomHunter's Avatar
FreedomHunter FreedomHunter is offline
The Lone Wolf
 
Join Date: Oct 2013
Location: New Hampshire
Posts: 172
Thanks: 306
Thanked 216 Times in 96 Posts
Default



Advertise Here

I'm about to be 34, so I'm a stones throw away from when I used to be your age. I spent the last 5 years or so paying money in child support and to rent for my gfs home, which is money I put into the equity of someone else's home I will never recover. My biggest piece of advice for you is to focus, focus, focus and learn how to say no. You're a guy who says he wants children down the road. If that's true than you need to focus on building a nest, and by nest I mean a house that can support you, your wife and kid(s). I've made some bad relationship choices that have been financially devastating for me and that's why I'm stressing that you learn how to say no, because it's very easy to get distracted when you're lonely at your age and want to cling to the first girl that gives you attention. Trust me when I say this that relationships are cheap and easy to come by if you want one, but your financial well being and assets are much more difficult. Don't try to just "wing it". Think about what you want in life and make a plan towards that goal.

I agree with what a few people have said already, stay with your mom and save. Once you start a family, your life will change dramatically. You will not have a moments peace, you will be struggling financially, and you will know the heartache involved in raising children. There will not be any time left to plan. You will be in a constant state of improvising. I'm just going to give my opinion here and say your fantasy of owning a single wide or tiny home is no good. You already have a great option of living with your mom. Unless she kicks you out or something, buckle down and work towards your real goals. Living in a home meant for one means being alone for many many years. That's not what you have indicated you want to do in your life, so it's not a good investment for you. If you truly want a family, again, my main message for you is work towards building a nest. Living in a trailer or tiny home will only detract you from your focus on your main goal and lose you money. "Down the road" as you say will creep up on you so much faster than you can even imagine.

My plan if I were in your shoes would be this. Save your money for at least a 3br 1ba home. Look at your 401k loan options and see if you were to take out the maximum allotment would you exceed it already? If so, pause your 401k contributions so you can save the money towards putting it into the mortgage. Make no mistake, a house IS an investment, and if you try to put your money into a 401k or stocks while trying to pay off a mortgage, you will lose more money on interest payments than you make on your investments guaranteed. Wait for the housing market to crash. Since I assume your rent is dirt cheap to your mom, you aren't wasting money paying rent to an apartment complex. So when you finally have enough money saved, buy a house outright or put as much money down as possible and pay that mortgage off immediately! The more you put down on a home the less you will pay in interest (and we're talking 10's of thousands of dollars of interest, not an insignificant amount). Once you have a paid off home, then you can look for a girl and start your love life to raise children. Make your financial well being a priority though, because if you fail financially, you won't just be failing yourself, you'll be failing your children too, and it's a crappy thing to feel in life when you can't give your children everything you want to.

Another thing you're probably not aware of or ready for is home ownership in general. Appliances break, pipes burst, roof needs patching, etc. Something always needs fixing. Not only should you budget for a home, but budget for the upkeep of a home as well. I'm not doubting you're a smart guy, and we all know things break in a home, but the point I'm trying to make is it's a lot more of a hassle than you realize when you are living in it in the moment as I've lived through. Life takes a LOT of money. So again, focus, focus, focus and learn how to say no. Build a nest. Work on yourself, your career, and work on being a provider and then you can raise a family. This is a hard pill to swallow, but it's the best and most honest advice I can give you. It's hard to say no. It's hard to say no to women when you're lonely. It's hard to say no to your urges to want to be on your own away from your parents with your freedom. It's hard to do the grind of your job every day. Those are your biggest obstacles to overcome right now. Do Not Underestimate Them! Focus on defeating them. I wish you the best of luck!
Quick reply to this message
The Following User Says Thank You to FreedomHunter For This Useful Post:
Old 09-16-2020, 10:49 AM
jetgraphics's Avatar
jetgraphics jetgraphics is offline
Gumpherhooberpelt
 
Join Date: Aug 2010
Location: near Atlanta, GA
Age: 65
Posts: 4,654
Thanks: 382
Thanked 9,284 Times in 3,153 Posts
Default

Most modern mobile homes (single / double wide) are constrained by local laws to be mediocre. (Can't have po' folks livin' better than their betters!)

You can find luxury / quality items in any category except mobile homes. You can even find luxury RVs that are almost as big as a single wide. Sigh.
(see if a used fifth wheel trailer will suit your needs)

The moral : avoid mobile homes and their deliberate downgrading.

One of the most frugal, durable and flexible building materials is concrete... The trick is getting it to cure in the shape of a house.
https://www.atlasobscura.com/places/...oncrete-houses
. . .
Quick reply to this message
The Following 2 Users Say Thank You to jetgraphics For This Useful Post:
Old 09-16-2020, 11:16 AM
DoubleA DoubleA is offline
Newbie
 
Join Date: Apr 2020
Posts: 18
Thanks: 1
Thanked 27 Times in 15 Posts
Default

Some EXCELLENT advice here. Stay where you are for a while, save - save - save. Consider the shed-home idea. And take any new relationship very very slow. Donít hurry on having kids until you are ready.


Sent from my iPad using Tapatalk Pro
Quick reply to this message
The Following User Says Thank You to DoubleA For This Useful Post:
Old 09-16-2020, 12:24 PM
DisgruntledPatriot's Avatar
DisgruntledPatriot DisgruntledPatriot is online now
Hail to the King, Baby
 
Join Date: Mar 2014
Location: East Texas
Posts: 1,517
Thanks: 3,155
Thanked 4,172 Times in 1,127 Posts
Default

Also, some great advice here on relationships.

ANYTHING you build of save a woman can steal from you in a divorce court in a SECOND.

Whatever you build or buy protect it from a "signifigant other" legally. put it into a trust, start an LLC, SOMETHING.

I knew too many men in the Army whose "loving wives" waited till they put in retirement papers and then put in divorce papers the same day, stealing half the men's retirement.

Women can and WILL destroy you in 50% of marriages (I didn't make that number up, look it up for yourself) so PROTECT YOUR INVESTMENT.

You will never get this time in your life back, so USE IT WISELY AND PROTECT YOURSELF.

Don't get blinded by "lonely", get a dog. They are loyal and won't turn on you.
Quick reply to this message
The Following 4 Users Say Thank You to DisgruntledPatriot For This Useful Post:
Old 09-16-2020, 08:50 PM
jetgraphics's Avatar
jetgraphics jetgraphics is offline
Gumpherhooberpelt
 
Join Date: Aug 2010
Location: near Atlanta, GA
Age: 65
Posts: 4,654
Thanks: 382
Thanked 9,284 Times in 3,153 Posts
Default

Quote:
Originally Posted by DisgruntledPatriot View Post
...a woman [will] steal from you in a divorce court in a SECOND. [she got the gold mine and I got the shaft]

Women can and WILL destroy you in 50% of marriages (I didn't make that number up, look it up for yourself) so PROTECT YOUR INVESTMENT. [In the majority of divorces, the woman takes the man "to the cleaners."]
Historical / hysterical note - before socialism, divorces were rare because (a) only adultery (by the woman) was grounds for divorce. and (b) children and family property stayed with the father, not the divorced wife - who was free to marry the father of the illegitimate child, etc.

Also, socialism took away the pressure for every woman to find at least one man to support her. Once "all working men" could be tapped for her support, there was no longer any incentive to stay married. Best of all, a woman could be "queen" of the house, with no man to put up with... or obey.

Ditto, for non-custodial child support - another abomination thanks to socialism.

The remedy - withdraw consent from socialism - is available, but few dare to do it, and return to the common law.
I suspect that when / after SHTF, and socialism is abolished, those old-fashioned gender based roles and family centric practices will revive.
Men will be masters of the family and property, hold title via coverture, and women will have to settle for lifetime support in exchange for their obedience.
Quick reply to this message
The Following 2 Users Say Thank You to jetgraphics For This Useful Post:
Reply

Bookmarks



Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Survivalist Forum forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:
Gender
Insurance
Please select your insurance company (Optional)

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 01:51 AM.


Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Search Engine Optimisation provided by DragonByte SEO (Lite) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.
Copyright © Kevin Felts 2006 - 2015,
Green theme by http://www.themesbydesign.net