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Old 06-15-2019, 01:03 PM
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Default Is there a cell phone app that detects credit card skimmers on gas pumps?



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There was just a local news report of a skimmer being installed at a gas station in NW Houston. The owner of the station was then interviewed and as she was interviewed she was passing her phone over the card reader like she had a detector.

Might not be a bad app to load on your phone to use on pumps if you have doubts about the area.

I see one called "skim plus".

Anyone try out a skimmer scanner yet?
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Old 06-15-2019, 01:18 PM
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Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
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Old 06-15-2019, 01:30 PM
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Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
There are some that are almost impossible to detect. Plus, they can go on ATMs. How is walking a few feet going to help with that?
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Old 06-15-2019, 01:33 PM
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Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
I like to know things. Things that make me go.

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Old 06-15-2019, 03:52 PM
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I am not a fan of spending so my credit card cannot be paid in full every month. However there is value in credit card safety over a debit card. You can dispute charges; your bank accounts cannot be cleaned out; you can even return items stores refuse to let you return.

I use a card that gives me points at a sports store with a vast selection of guns. I have accumulated points enough to get 2 guns. Because I pay the balance every month I pay zero interest so it is the stores not me that bear the cost of my free guns. (Nothing is free.)

Because of skimmers I always use my card for gas.
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Old 06-15-2019, 04:20 PM
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There are some that are almost impossible to detect. Plus, they can go on ATMs. How is walking a few feet going to help with that?
You won't be using a card reader of any sort IF you go inside and pay cash. The ATM bit, I probably can't help you with that one. Most people are as addicted to them as much as their phones. Why anyone would use a card of any sort at a convenience store/gas station is beyond me.
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Old 06-15-2019, 06:02 PM
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You won't be using a card reader of any sort IF you go inside and pay cash. The ATM bit, I probably can't help you with that one. Most people are as addicted to them as much as their phones. Why anyone would use a card of any sort at a convenience store/gas station is beyond me.
For convenience.
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Old 06-15-2019, 06:28 PM
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There are some that are almost impossible to detect. Plus, they can go on ATMs. How is walking a few feet going to help with that?
My fuel card was shut off a few times because of fraud alert, I go inside to pay every time and havenít had another fraud alert since.

Itís not 100% though, they are installed in seconds even on the inside machines.

http://m.youtube.com/watch?v=5b1axnNK-wI

This guy installs one in the time the cashier turns his head.
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Old 06-15-2019, 06:56 PM
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My fuel card was shut off a few times because of fraud alert, I go inside to pay every time and havenít had another fraud alert since.

Itís not 100% though, they are installed in seconds even on the inside machines.

http://m.youtube.com/watch?v=5b1axnNK-wI

This guy installs one in the time the cashier turns his head.
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Old 06-15-2019, 10:28 PM
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Originally Posted by Justme11 View Post
I see one called "skim plus".

Anyone try out a skimmer scanner yet?

No... use a chipped credit card. That's your best defense. That's your only defense if you pay by card at a device.


If your phone could spot a skim/shim then it would very likely get false positives everywhere you went that had a card reader OR it would probably be smart enough to read your card just in passing. Hopefully we are not there yet. But .. even if we are... let the CC company eat the bill. They are the Casino. If something goes wrong they comp you because they are playing a winning game.



Think about it, you can't win with a CC. All you can do is break even by paying your balance every month. They get the big rates and they handle the issues from income of people that don't pay the monthly balance.


I've had my CC stolen 3 times. Was talking to friend when a call came in and he was being informed his CC was stolen. It's an everyday thing. Most likely your CC company will tell you that you have been hit before you know it.



Debit cards... I guess if you are too busy to pay a credit card each month that reminds you to pay it... and you can't carry cash... .well then it's cowboy time.
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Old 06-15-2019, 10:36 PM
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Yeah, I just use the chip these days anyways. I just got surprised when I saw the manager use a phone app to scan her pumps.

No worries.
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Old 06-16-2019, 04:06 AM
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Originally Posted by Justme11 View Post
I see one called "skim plus".

Anyone try out a skimmer scanner yet?
I don't know about other apps but "Skim Plus" only detects bluetooth skimmers and there are other types so it would only be partial protection at best.

If you use Android Pay or Apple Pay the machine doesn't get your card number and there is always cash.

-ws
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Old 06-16-2019, 07:04 AM
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I don't know about other apps but "Skim Plus" only detects bluetooth skimmers and there are other types so it would only be partial protection at best.

If you use Android Pay or Apple Pay the machine doesn't get your card number and there is always cash.

-ws
I saw another app that scans the security tape over the gas pump to verify it is authentic.

Brave new world. technology to steal vs technology to protect.
Like a little arms race.
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Old 06-16-2019, 07:08 AM
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Originally Posted by Jojo View Post
You won't be using a card reader of any sort IF you go inside and pay cash. The ATM bit, I probably can't help you with that one. Most people are as addicted to them as much as their phones. Why anyone would use a card of any sort at a convenience store/gas station is beyond me.
We get it your credit score is 450.
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Old 06-16-2019, 07:18 AM
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It may seem odd that I haven’t used an ATM in over 15 years, and I’ve never in my life used a personal CC to buy gas. Have seen my wife’s cards hacked multiple times although protected. The skimmer issue at the pump is fairly common occurrence around these parts.
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Old 06-16-2019, 07:27 AM
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My credit card was hacked a couple times in the past, but not by a skimmer (I don't think anyway).

Somebody in Japan bought a car or motorcycle for around $20,000, plus some jewelry worth around $5,000.

The other time, someone presented a card which they manufactured with my info I guess at a Home Depot in Connecticut. Another rather large amount.

The 3rd time was only a couple hundred dollars at some store 50 miles from where I ever go.

The credit card company covered every cent of the losses though.

Home Depot gave me the old "stink eye" at the checkout though for a couple years after that card got hit. I guess the info must appear at their register. I would have to show ID to use the card. Then back to normal after 2 yrs.
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Old 06-16-2019, 07:35 AM
Cat wrangler Cat wrangler is offline
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Still new to the merchant side of cc. There is this thing called charge back. If you think the cc company is absorbing all the fraud you are incorrect.
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Old 06-16-2019, 07:40 AM
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Still new to the merchant side of cc. There is this thing called charge back. If you think the cc company is absorbing all the fraud you are incorrect.
Yeah, I figured Home Depot had to absorb a good portion of the loss, hence explaining the ol "stink eye".
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Old 06-16-2019, 07:43 AM
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Quote:
Originally Posted by Jojo View Post
Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
Most skimmers are installed inside the pumps these days. I've read that there are universal master keys, which is the real problem. The new skimmers can be installed inside the pump in less than 1 minute by plugging it into the wiring. Those skimmers transmit the information, so no one has to collect the skimmer and the data.

59 credit card skimmers found at Arizona gas pumps

Quote:
"We have criminal gangs coming into Arizona who are implanting into our gas pumps skimmers that steal credit card numbers," said Killian.
Translation: Illegals. Mexican gangs are the only gangs we have in Phoenix.

Quote:
It took them seven seconds to get inside a pump. Most had master keys to pumps. These keys were available in the underground market and on the "dark web" and gave them access to gas station pumps for a particular company throughout the nation.
The telltale is to look to make sure the security seal is unbroken before inserting your credit card. I strongly suspect the seals can easily be counterfeited.
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Old 06-16-2019, 07:55 AM
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I remember watching a video called something like "I'll let myself in".

There was a guy giving all his tricks for defeating any security around buildings.
The guy had a key ring of various master keys, and he carried a few other things to bypass security on doors and elevators, etc..

he would also pretend he was with a utility or repair service or something and would basically breeze right through supposedly rather secure buildings , computer centers, etc, like it was nothing.
And of course he was divulging this to a large audience and putting it on the internet.

he would also use building images from google maps to identify the security in place ahead of time. He would find a lockbox that held access keys for mail deliveries or something, use a master key for that box, etc.

Too many people in this world, motivated in bent directions, but with enough IQ to hack whatever security society puts in place.
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