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Old 07-05-2019, 07:37 PM
Nomad, 2nd Nomad, 2nd is offline
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Default I never thought I'd say this:



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Here's a good rap video.


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Old 07-05-2019, 07:59 PM
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Cool!

lol

No car note since 2007 for me! 1999 GMC Sonoma High Rider.
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Old 07-05-2019, 08:02 PM
Nomad, 2nd Nomad, 2nd is offline
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I really like the ending.
(Only thing I'd borrow money for would be real estate or medical care. Never had a car note.)
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Old 07-05-2019, 09:19 PM
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My first truck I financed through my credit union, my second I had 0% financing from Ford. I paid cash for the truck I drive now and intend to do so for every vehicle I buy in the future. I keep my trucks about 10 years before buying a new one.
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Old 07-05-2019, 10:44 PM
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note free since 2008 on 2 cars
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Old 07-06-2019, 12:13 AM
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I drive my wife's old car. She has a note on her 2017 Pilot, but it's honestly paid for itself 3x over as a carrot to motivate her to work more. She can make as much or little as she wants so I'm cool with her having motivation, it's worked out for me.

For me personally, I pretty much work as much as possible and don't need any external motivators so I'm cool with driving her hand me down, paid for turd until the wheels fall off.
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Old 07-06-2019, 01:19 AM
Hilltopper Hilltopper is offline
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Pffft, I never knew what a car note was. Always paid cash for cheap second hand vehicles and been relatively lucky .
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Old 07-06-2019, 03:00 AM
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I’m a member of the debt free club. Except a mattress. When I had surgery my wife but a adjustable bed. It’s was zero percent financing and zero cash discount. So in 3 more months that bed will be mine.
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Old 07-06-2019, 04:27 AM
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"So what if you make more than me
I save more than you"

Words to live by
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Old 07-06-2019, 05:48 AM
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Hmmm, the FIRE movement starts to enter the mainstream.
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Old 07-06-2019, 11:02 AM
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Been doing the one payment auto purchase option since about 2000!

SD
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Old 07-06-2019, 12:46 PM
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Good song!

But I like CARZ better by Sir Mixalot.

Can't link it here because of language. Don't want to twist them Panties.
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Old 07-06-2019, 01:04 PM
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Quote:
Originally Posted by Jerry D Young View Post
Cool!

lol

No car note since 2007 for me! 1999 GMC Sonoma High Rider.
Nice truck! If there’s a New Jersey shaped decal in the door jamb I might have assembled part of it.
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Old 07-06-2019, 02:31 PM
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Quote:
Originally Posted by Revmgt View Post
Nice truck! If there’s a New Jersey shaped decal in the door jamb I might have assembled part of it.
I will take a look later today.
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Old 07-07-2019, 05:45 AM
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I drive a 2012 Honda Civic, payment free for about six years now. 185,000 miles and still going strong.
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Old 07-11-2019, 08:12 AM
Semore Butts Semore Butts is offline
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Car payment? Yeah, that's how much per month my car pays me to drive it.

My 2002 Chevy pays me $350 for every month I drive it!!!!!
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Old 07-11-2019, 08:58 AM
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We’ve never had more than one car payment at a time and we went 8 years without a note.

but living rural with a commute of 40 miles one way a new car is worth the payments as long as one chooses the vehicle and payment wisely.


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Old 07-11-2019, 10:37 AM
Nomad, 2nd Nomad, 2nd is offline
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Quote:
Originally Posted by petergunn View Post
We’ve never had more than one car payment at a time and we went 8 years without a note.

but living rural with a commute of 40 miles one way a new car is worth the payments as long as one chooses the vehicle and payment wisely.


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How? I don't see the need. Plenty of good, reliable used cars out there.
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Old 07-11-2019, 02:24 PM
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Quote:
Originally Posted by Nomad, 2nd View Post
How? I don't see the need. Plenty of good, reliable used cars out there.


We average 30,000 miles a year and normally keep a vehicle for 10 years so I prefer to start new so I know maintenance history.

For a second vehicle used is fine that’ll be driven only locally whereas work vehicle sees freeway driving.


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Old 07-11-2019, 03:51 PM
Nomad, 2nd Nomad, 2nd is offline
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Quote:
Originally Posted by petergunn View Post
We average 30,000 miles a year and normally keep a vehicle for 10 years so I prefer to start new so I know maintenance history.

For a second vehicle used is fine that’ll be driven only locally whereas work vehicle sees freeway driving.


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I saved half the cost of my truck by buying it with 25,100 miles on it.
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