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Old 06-03-2020, 03:35 PM
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I would also get out of CA. I know the area you're in...I grew up to the east of where you're at, just over the mountains. I saw the direction CA was heading back in the 70's, and joined the Army to GTH out. I only go back to visit my mother, and that's only sporadically. CA has turned into a cesspool. After bouncing around the world, we settled in AZ, and have no plans to leave.

Make your "escape plan." Research areas that you are interested in moving to, and get the information BEFORE you make your move. You can also contact realtors in those areas and let them know that you are considering moving to the area, and what type of property you are looking for (rural, agricultural, etc.) They are great resources for finding out about local conditions, schools, medical facilities, etc. You can also do quite a bit of online "scouting" of properties. That's how we found our current property. You can do your research for months while pawing down/off the mortgage on your current place.

Once you have all your research done, sell up and move out! You will already have a realtor you've been "working" with, will have scouted potential properties for you, so the process should be faster/smoother than if you were coming into it "raw".

Good luck.
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Old 06-03-2020, 03:49 PM
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I escaped CA in 2000 after almost 20 years of living there and have never looked back. Parts are nice to visit, but past that, no thanks.
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Old 06-03-2020, 05:20 PM
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I saw the way California was going back in the 70's also and made a move to the Eastern Sierra where I spent 41 years skiing , working and raising a family in a lovely area of the forsaken state. DW and I had spoken about moving to the pacific northwest, but not Oregon or Washington because of their progressive politics. Actually, Mogli did some searching in our area around the same time we were looking about 7 years ago, we made the move and haven't looked back besides family visits. Now that mom has passed that will diminish also.

I shared this article on the Mogli thread and will share it here, Coeur d'Alene is less than an hour south of us. We live in a wonderful area.

https://cdapress.com/news/2020/jun/0...oeur-dalene-5/
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Old 06-03-2020, 06:54 PM
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I think CA is in for some very hard/bad times for many reasons some obvious and some not. I encouraged my brother to get his family out of there years ago and heís been in TN now for quite a while. My mother in law is still there officially, but is here in the mountains with us right now.

I expect CA to be further segregated into gated communities of the haves and many bad areas of the have nots. South Africa comes to mind as an example.

This Kung Flu should have given you some insight into what states you should look at. Some governors and state governments have shown rather poorly.

My governor missed a few licks, but probably did pretty good considering. I chose a market town that is also the county seat. Itís very rural, but Iím 10 minutes from the hospital and shopping on a 30 acre farm.

Jobs can be hard to come by, but we started our own company several years ago so now we struggle to find trained employees. Many folks here have moved out of state for work, but that trend may be changing.

I can recommend searching for a situation similar where you still have medical and some shopping, but are also rural.

I donít know your situation, but if what I believe is likely headed toward CA actually happens I can not recommend you stay there!

SD
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Old 06-07-2020, 11:17 AM
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Mogli, knowing some of your background , and being of like age and gender , I am going to say that your needs and those of your daughter should take into account the support you get , ex and the stability of your eldest son and his family . Removing oneself from the state entirely could remove you and daughter from being accessible to be supported by your family . I would suggest you are experienced enough to time the market ( manage your money) and select a good property . I would rally the family and have discussion about locating to a slightly larger bit of land, in a secure or readily able to secure area that can accommodate the family and family business where you can give and receive mutual support . Working together maybe you can circumvent a lot of those issues your state is most at risk for ? And those your family is most at risk for as well.
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Old 07-13-2020, 03:54 AM
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I have a religious belief to owe no man any money. The interesting part of that is, if you don’t own your house now, does it matter how much debt you have? I’d take all the money and put it into decent dividend/yields like XOM and just use the 7.88% every year to pay the mortgage. Everyone should be having quarterly dividend checks sent to them. At money above 600k you could live on that income forever in small communities.
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Old 07-13-2020, 08:05 AM
Rural Buckeye Guy Rural Buckeye Guy is offline
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Sell your home and move. Buy a new home elsewhere. Still debt free.
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Old 07-13-2020, 02:13 PM
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I am pulling money out of my home. The loan should close within a week. I’ll be buying a BOL, possible future home, with the cash. Then I’m going to see what happens and most likely put my current home on the market Feb., 2021.

I know that’s not a clean break and things could get bad, even bad enough I won’t be able to sell at all. But moving is complicated and my son, his pregnant wife and granddaughter are on the fence about moving too. I need to see what they come up with. My DIL’s parents are in Idaho. My son has a home and business here in California. My elderly mom and sister are 30 miles from me. I have a hobby farm so lots of supplies and equipment to move. Actually, if we’ve moved out of this property it will be a lot easier to sell considering all my animals and hobby projects. Also, I don’t think you can even show occupied property. Especially if we lock down again. Moving is going to be a bear. Having 6 months to do it will make it much nicer.

I am worried about sinking property values but I think people fleeing the cities like nearby San Francisco, Oakland, Sacramento, etc., might help hold my values up a little longer. Everything’s a gamble at this point.

We’re all looking at Idaho. I’m at the point I feel I need to get assets out of California.

For you idaho folks, you’ll be happy to have us. You just have to believe me on that. We’re coming to help defend freedom and I already see there’s are fight happening there already.
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Old 07-13-2020, 02:43 PM
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The housing market values are going up in most more rural states, Idaho included because of folks like you wishing to escape the leftist insanity in the liberal controlled states and cities. Your current 'hobby farm' will likely appeal to some of those folks leaving the cities in search of more small town or rural areas so your values just may hold well or even increase with any luck.

I know the decisions are difficult to leave the old hood, we went through it 5-6 years ago (it doesn't seem that long ago) and powered through the remorse of leaving behind family for our own sanity. I/we wish you the very best in your decisions and values throughout your transition. Choose wisely.
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Old 07-13-2020, 03:16 PM
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Do you know about water rights, if not you need to check and understand them before you buy? Same for well permits if you need one. And don't forget any water that might run thru your property, it might not be yours.
Get rid of your Ca. Plates asap.
Home prices are often not local prices once they know you are from Ca.
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Old 07-13-2020, 03:16 PM
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Originally Posted by sierra skier View Post
The housing market values are going up in most more rural states, Idaho included because of folks like you wishing to escape the leftist insanity in the liberal controlled states and cities. Your current 'hobby farm' will likely appeal to some of those folks leaving the cities in search of more small town or rural areas so your values just may hold well or even increase with any luck.

I know the decisions are difficult to leave the old hood, we went through it 5-6 years ago (it doesn't seem that long ago) and powered through the remorse of leaving behind family for our own sanity. I/we wish you the very best in your decisions and values throughout your transition. Choose wisely.
This is really what Iím hoping for. It makes sense to me. Property values have really gone up in Idaho. At this point Iím hoping to find something I can make work with the budget I have. Pickings are slim and Iím struggling with location. I always wanted to come way up north as I already know quite a few families up there plus, the massive amounts of natural resources. But Johnnyís PILís are in Canyon County. Now Iím looking at Twin Falls County to be closer to them. So many decisions.
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Old 07-13-2020, 03:18 PM
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Quote:
Originally Posted by Stinky View Post
Do you know about water rights, if not you need to check and understand them before you buy? Same for well permits if you need one. And don't forget any water that might run thru your property, it might not be yours.
Get rid of your Ca. Plates asap.
Home prices are often not local prices once they know you are from Ca.
I’ll definitely looking water rights. That’s a great point. So much to consider.

I’m a real estate broker and know how to check comps. Plus, I’ve been looking at Idaho for a long time and I’ll use a local agent.
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Old 07-13-2020, 03:29 PM
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Lol
Weather patterns, winter can be nice And can sometimes suck once you need to live in it for a few months.

Price of utilities, at one time here winter power could cost as much per month as a house payment, truth!
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Old 07-13-2020, 03:55 PM
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Good for you Mogli! Best wishes to you in your new adventure.
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Old 07-14-2020, 07:18 AM
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So, what did you do? Here it is, two months after your post- CHAS is gone, riots have settled down, Pres. Trump is not going to give public monies to help repair riot torn Dem. Cities. The world has not crashed. Did you?
For me, I always want a debt free home. Here in Mid-Missouri, I (we) cannot understand why you would not sell out and get the hell out. There is only two cases of covid19 in our county, no homeless that I know of- just frendly people who don't want blm to make a hell hole out of this country.
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Old 07-14-2020, 08:46 AM
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This blm thing is confusing to me as after living in a rural area of Eastern California for 4 decades and being surrounded by national forest, DWP and BLM land I keep getting the thought that BLM means Bureau of Land Management, which is a national bureau.

That BLM acronym needs to revert back to it's original meaning.
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Old 07-14-2020, 01:17 PM
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Quote:
Originally Posted by Mogli View Post
...I’m at the point I feel I need to get assets out of California...
We should Chat. Just to kick around a few thoughts.. We've been waiting on a 'settlement' situ down here, to seriously look at just 'walking away' (while we Can.. and just Get up to our BOL up there (yonder, a bit NE from ya's..) but..

..'Walking away' from our situ down here is - as with Your situ, up there - not one to be made lightly.. Sure, if things 'explode' down here, (or, there was like some 'Northridge-category disaster' / any situ where you're better-off just leaving, ASAP..) then Sure - you just 'cut your losses', and walk away, and we're Totally prepared to Do that (and very quickly..) but.. Till that's 'imminent' / happens, it's best to 'keep building the Bridge' / stocking-back (while Anyone still can..) so..

Maybe let's chat / kick some ideas around, eh? Like Ya'll, we're 200% Trustworthy (in a time / world where you "trust nobody" and, just chat some ideas.. Maybe, if nothing else, we can offer an 'Emergency backup plan... for the Emergency backup plan'...

Cheers..
jd
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Old 07-15-2020, 12:32 PM
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Quote:
Originally Posted by Mogli View Post
I am pulling money out of my home. The loan should close within a week. Iíll be buying a BOL, possible future home, with the cash. Then Iím going to see what happens and most likely put my current home on the market Feb., 2021. ....
Congrats. Now put EVERYTHING you "believe"/"know" about how things/gov't is "supposed" to work. Coming from Commiefornia it's all wrongheaded and will not fit into the real world. When you go to the real world, listen don't talk.
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Old 07-15-2020, 06:50 PM
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Congrats. Now put EVERYTHING you "believe"/"know" about how things/gov't is "supposed" to work. Coming from Commiefornia it's all wrongheaded and will not fit into the real world. When you go to the real world, listen don't talk.
You should know who you’re talking to before you give ignorant advice.
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Old 07-21-2020, 03:17 AM
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Quote:
Weather patterns, winter can be nice And can sometimes suck once you need to live in it for a few months.

Price of utilities, at one time here winter power could cost as much per month as a house payment, truth!
Some areas have really extreme winter conditions, because of their geographical position. When I've been looking a good real estate's agency, I've read a lot of positive recommendations about this one wealth management canada company, which specializes on such issues and real estate's sphere of business. Did you hear something about them?
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