Dave Ramsey, financial false prophet? - Survivalist Forum
Survivalist Forum

Advertise Here

Go Back   Survivalist Forum > >
Articles Classifieds Donations Gallery Groups Links Store Survival Files


Notices

Advertise Here
Similar Threads
Thread Thread Starter Forum Replies Last Post
Dave Ramsey's system Angry Cow Financial Forum 48 11-15-2014 08:56 PM
Dave Ramsey ' s Financial Peace University question. OklahomaDeerSlayer Financial Forum 353 05-06-2014 07:59 AM
Is anyone doing Dave Ramsey, TMMO? RebelQueen Books, Movies & Stories 10 04-16-2014 05:22 AM
Dave Ramsey's Baby Steps hideinplainsight Financial Forum 68 07-26-2013 11:18 AM
My financial plan and Dave Ramsey shawn Financial Forum 115 01-16-2013 12:54 PM
The Aftermath Of A False Prophet... temu Religious Discussion 4 07-15-2011 08:27 AM
We went to see Dave Ramsey's live event.. Altarboy Disaster Preparedness General Discussion 24 02-07-2011 08:49 PM
Any Dave Ramsey fans here? Groovy Mike Financial Forum 24 08-11-2010 08:25 PM
Was Mohammed a false prophet nebguy Religious Discussion 36 10-29-2008 07:28 AM
Socialism - Dave Ramsey kajunman1 General Discussion 2 03-19-2008 09:03 PM

Reply
 
Thread Tools Display Modes
Old 10-23-2011, 09:45 PM
gcha8e's Avatar
gcha8e gcha8e is offline
I love this forum
 
Join Date: Oct 2011
Location: Jackson County, MO
Posts: 85
Thanks: 82
Thanked 53 Times in 23 Posts
Default Dave Ramsey, financial false prophet?



Advertise Here

Dave Ramsey is a Christian Radio talk show host and motivational speaker with a huge following. For a survivalist, who most likely believes in tangible assets, like gold, silver, water, food, and ammo, he may be the ultimate false prophet.

His mantra is getting "debt free". That is fine and good, but if you know much of him, you probably know he strongly urges his followers to sell their gold as a "poor investment". This seems a bit unwise. Perhaps he worships the fiat Dollar a bit much, eh?

His 7th and final step to "Financial Peace" goes like this, "Make a lot of money and give it a way".

Does anyone else feel as I do that this is backwards of what Jesus taught?

Being generous is certainly very nice, but the first 6 steps are all about making money. I think the danger is that this is telling us that "Jesus wants us to be rich".... that "Jesus can use us better in his Kingdom if we're wealthy".... "That wealth can bring happiness"...?

Jesus actually sternly warned those that were rich, while his apostles and prophets were always poor and humiliated, and often murdered, just as He Himself was. Why would he expect you, as his follower to be any different?

The Kingdom of Jesus doesn't want or need your money, and Jesus doesn't have any desire for you to be wealthy. His kingdom isn't visible in shiny cathedrals, rich preachers, or tangible things.

Jesus desire for us is shalom. Shalom means peace, health, and wellness. You can't get it with money.
Quick reply to this message
Old 10-23-2011, 10:13 PM
The Saint's Avatar
The Saint The Saint is offline
Christian
 
Join Date: Sep 2009
Location: NORTH Western Michigan
Posts: 39,502
Thanks: 37,450
Thanked 50,607 Times in 21,631 Posts
Awards Showcase
Top Poster 
Total Awards: 1
Default

so pick out the good financial advice from Dave that you agree with and ignore the rest.

I don’t see him as a prophet just a smart financial guy.

He certainly doesn’t claim any prophetic ability that I know of.

common sense goes a long way here....

BTW How do you know what Jesus desires for me anyway?



Quick reply to this message
The Following 12 Users Say Thank You to The Saint For This Useful Post:
Old 10-23-2011, 10:35 PM
Texas Jon's Avatar
Texas Jon Texas Jon is offline
Highly individualistic.
 
Join Date: Aug 2010
Location: somewhere in the woods, Texas
Posts: 3,674
Thanks: 11,243
Thanked 6,770 Times in 2,672 Posts
Default

Nope, the dude makes sense. Don't be in debt because the Bible and common sense says so...DUH! We all might have debt, but we all have an obligation NOT TO have debt. "Owe NO MAN anything except to love." There it is...

He's just a brother with a clue...

.
Quick reply to this message
The Following 10 Users Say Thank You to Texas Jon For This Useful Post:
 
Old 10-23-2011, 10:39 PM
jennsocutie jennsocutie is offline
Junior Member
 
Join Date: Dec 2008
Location: USA
Age: 34
Posts: 149
Thanks: 177
Thanked 144 Times in 63 Posts
Default

This post is stupid, sorry. Dave Ramsey's advice has helped SOOOOooo many people get out of debt...lots of marriages saved right there. If you regularly listen to his radio program, you would know that what you just wrote about is NOT what he's all about and it's NOT what he is trying to teach. Your post is a real stretch.
Quick reply to this message
The Following 3 Users Say Thank You to jennsocutie For This Useful Post:
Old 10-23-2011, 10:46 PM
HuskerBill's Avatar
HuskerBill HuskerBill is offline
Brace for impact!!
 
Join Date: Aug 2009
Location: Republic of Texas
Age: 56
Posts: 405
Thanks: 213
Thanked 419 Times in 169 Posts
Default

Just read what the word of God says about a "fool"

HuskerBill
South Texas
Quick reply to this message
The Following User Says Thank You to HuskerBill For This Useful Post:
Old 10-24-2011, 07:35 AM
OhioMan's Avatar
OhioMan OhioMan is offline
It's ok to be white
 
Join Date: Sep 2009
Location: Ohio
Posts: 31,721
Thanks: 88,646
Thanked 89,391 Times in 23,650 Posts
Default

DR gives extremely basic financial advice such as, stay out of debt, don't buy fancy cars with big payments etc. It's almost shocking that the average person doesn't already know this.

The only area's I have disagreed with him is how to raise your (3) Fico scores (TU,EX, EQ). You need high scores for the best rates on home mortages, insurances and a variety of other financial products most people use.

Having "available" credit does not equal debt. He believes it's too much of a temptation for many to have open lines of credit and for some it propbably is but if you want 790 plus scores you have to go through some motions. It's a little like saying having a gun in the house is too dangerous...yes, but the responsible person should have no problems with some reasonable precaustions that anyone above 21 years old should be able to handle.
__________________
Once more unto the breach, dear friends, once more
Quick reply to this message
The Following 4 Users Say Thank You to OhioMan For This Useful Post:
Old 10-24-2011, 07:40 AM
Admiral Nelson's Avatar
Admiral Nelson Admiral Nelson is offline
Survivor
 
Join Date: Apr 2011
Posts: 2,852
Thanks: 1,657
Thanked 7,030 Times in 1,974 Posts
Default

Ramsey says nothing that hasn't been said before. What attracts him to certain religious leaders is they can turn his program loose on their flock and Ramsay acts as a surrogate fundraiser to play on their guilt. It's easier on them to have Ramsey rattle the collection plate in their face.
Quick reply to this message
The Following User Says Thank You to Admiral Nelson For This Useful Post:
Old 10-24-2011, 10:47 AM
gcha8e's Avatar
gcha8e gcha8e is offline
I love this forum
 
Join Date: Oct 2011
Location: Jackson County, MO
Posts: 85
Thanks: 82
Thanked 53 Times in 23 Posts
Default

Quote:
Originally Posted by Admiral Nelson View Post
Ramsey says nothing that hasn't been said before. What attracts him to certain religious leaders is they can turn his program loose on their flock and Ramsay acts as a surrogate fundraiser to play on their guilt. It's easier on them to have Ramsey rattle the collection plate in their face.
excellent point. I have seen this first hand. Pastors love this program because it makes their members much more "productive". As the 'financial peace' of the members increases, so goes the financial peace of the all the paid church staff.

Horray for a new cathedral!

My post here isn't to make Ramsey an evil man. I called him a FINANCIAL false prophet. Not a literal false prophet. I think this is a fair play on words since he does mention scripture and the Bible often. He uses scripture - most of the time - correctly. The same is true of many real false prophets.

If a financial catastrophe occurs, and I think it is innevitable, perhaps imminent, and gold and commodities become the basis of cash of the future, and the stock market collapses, all the financial 'peace' people thought they had will be shattered. All the people that sold off valuable things with intrinsic worth, and got dollars in return will be ruined. All the pastors projecting church financial growth into the next year will be BROKE.

This is the point where I point you to some information about the US FED and the fiat dollar. Look at your money. It says "FEDERAL RESERVE NOTE". It is a promise, a debt, as all paper money is. But not just that, it isn't backed by a promise to pay with anything. It is nothing more than green paper printed and controlled by bankers.

Get out of dollars. Get into real assets. Owning your home is a good start, I thank Ramsey for helping people do that. But don't follow his "building wealth" guidelines. Keep your money out of the market!
Quick reply to this message
Old 10-24-2011, 11:01 AM
Metz's Avatar
Metz Metz is offline
Target Shooter
 
Join Date: Oct 2011
Location: tropical island
Posts: 409
Thanks: 319
Thanked 444 Times in 207 Posts
Default

Quote:
Originally Posted by OhioMan View Post

Having "available" credit does not equal debt. He believes it's too much of a temptation for many to have open lines of credit and for some it propbably is but if you want 790 plus scores you have to go through some motions. It's a little like saying having a gun in the house is too dangerous...yes, but the responsible person should have no problems with some reasonable precaustions that anyone above 21 years old should be able to handle.
I have a goal of having a zero credit rating. getting darn close. I got no American bills.
Quick reply to this message
The Following User Says Thank You to Metz For This Useful Post:
Old 10-24-2011, 11:25 AM
4giv3n1's Avatar
4giv3n1 4giv3n1 is offline
Come quickly Lord
 
Join Date: May 2008
Location: Indiana
Posts: 2,049
Thanks: 2,640
Thanked 2,589 Times in 1,075 Posts
Default

Quote:
Originally Posted by Admiral Nelson View Post
Ramsey says nothing that hasn't been said before. What attracts him to certain religious leaders is they can turn his program loose on their flock and Ramsay acts as a surrogate fundraiser to play on their guilt. It's easier on them to have Ramsey rattle the collection plate in their face.
You say this as if it is Dave Ramsey who is at fault. That is like claiming that the bible is at fault for people misusing the things written in it. People misuse ANYTHING that is good to make themselves more profitable. That does not make the thing that they use wrong (or a false prophet as is being indicated in this thread).
Quick reply to this message
The Following 3 Users Say Thank You to 4giv3n1 For This Useful Post:
Old 10-24-2011, 11:35 AM
heartland heartland is offline
Hiker
 
Join Date: Jun 2011
Posts: 633
Thanks: 870
Thanked 976 Times in 392 Posts
Default

The only problem I have with his advice is investing in the stock market and bashing the purchasing of precious metals. *That* imho is a disservice to his audience.
Quick reply to this message
The Following 3 Users Say Thank You to heartland For This Useful Post:
Old 10-24-2011, 11:43 AM
OhioMan's Avatar
OhioMan OhioMan is offline
It's ok to be white
 
Join Date: Sep 2009
Location: Ohio
Posts: 31,721
Thanks: 88,646
Thanked 89,391 Times in 23,650 Posts
Default

Quote:
Originally Posted by Metz View Post
I have a goal of having a zero credit rating. getting darn close. I got no American bills.
1st, there is no such thing as a ZERO credit rating. The lowest is 350 and you would have to darn near default on every bill you have ever had just to get close. The lowest I have ever seen was like 410.

2nd: If your not an American.....you have no worries with the FICO system in America
__________________
Once more unto the breach, dear friends, once more
Quick reply to this message
The Following User Says Thank You to OhioMan For This Useful Post:
Old 10-24-2011, 01:48 PM
The Saint's Avatar
The Saint The Saint is offline
Christian
 
Join Date: Sep 2009
Location: NORTH Western Michigan
Posts: 39,502
Thanks: 37,450
Thanked 50,607 Times in 21,631 Posts
Awards Showcase
Top Poster 
Total Awards: 1
Default

Quote:
Originally Posted by gcha8e View Post
excellent point. I have seen this first hand. Pastors love this program because it makes their members much more "productive". As the 'financial peace' of the members increases, so goes the financial peace of the all the paid church staff.
Your assumptions about pastors are ignorant.

How can you blanket all pastors with any one statement?

esp a negative one.

It would seem you have serious issues with God and the way some churches handle their finances.

I would say that a church pastor who wants the best for those in his charge is doing so because they are serious about their calling.

Money may be the motivation in your world but thatís not the way it works for everyone.



Quick reply to this message
The Following 4 Users Say Thank You to The Saint For This Useful Post:
Old 10-24-2011, 03:13 PM
Survivalguy72 Survivalguy72 is offline
I love this forum
 
Join Date: Dec 2010
Posts: 12,043
Thanks: 0
Thanked 9,305 Times in 4,625 Posts
Default

Ramsey is just one of countless guys who make money selling books to people. Nothing groundbreaking about anything he says.
Quick reply to this message
Old 10-24-2011, 04:53 PM
uudfourty's Avatar
uudfourty uudfourty is offline
Sum Liber
 
Join Date: Feb 2008
Location: Canyon, Texas
Posts: 2,193
Thanks: 1,862
Thanked 1,529 Times in 843 Posts
Default

It's not what he says, but the way he organizes and distributes his method that makes it effective and attractive to people.

We went through FPU about 5 years ago. We've been able to avoid pitfalls and do more with what money we have than we would've if we hadn't had a kind of financial framework to go on.

Some of what he says is nonsense. Some of it is worth listening to. Like Mr. Saint said-- just make it work for you and you'll be okay.

So far as giving goes, it's good for you and those around you, regardless what your holy book does or doesn't say. Do it because it's the right thing to do, not because you think someone is watching you.
Quick reply to this message
The Following 2 Users Say Thank You to uudfourty For This Useful Post:
Old 10-24-2011, 06:59 PM
The Saint's Avatar
The Saint The Saint is offline
Christian
 
Join Date: Sep 2009
Location: NORTH Western Michigan
Posts: 39,502
Thanks: 37,450
Thanked 50,607 Times in 21,631 Posts
Awards Showcase
Top Poster 
Total Awards: 1
Default

Quote:
Originally Posted by uudfourty View Post
It's not what he says, but the way he organizes and distributes his method that makes it effective and attractive to people.

We went through FPU about 5 years ago. We've been able to avoid pitfalls and do more with what money we have than we would've if we hadn't had a kind of financial framework to go on.

Some of what he says is nonsense. Some of it is worth listening to. Like Mr. Saint said-- just make it work for you and you'll be okay.

So far as giving goes, it's good for you and those around you, regardless what your holy book does or doesn't say. Do it because it's the right thing to do, not because you think someone is watching you.
I like the idea that he doesnít pull punches with regard to PERSONAL responsibility.

way too many are looking for a reason to blame their financial woes on someone other than themselves.



Quick reply to this message
The Following 3 Users Say Thank You to The Saint For This Useful Post:
Old 10-24-2011, 08:12 PM
Survivalguy72 Survivalguy72 is offline
I love this forum
 
Join Date: Dec 2010
Posts: 12,043
Thanks: 0
Thanked 9,305 Times in 4,625 Posts
Default

Quote:
Originally Posted by The Saint View Post
I like the idea that he doesnít pull punches with regard to PERSONAL responsibility.
I couldn't help but chuckle when I read that. He didn't do too much of that when he ran out on his creditors and declared bankruptcy.
Quick reply to this message
Old 10-24-2011, 08:29 PM
The Saint's Avatar
The Saint The Saint is offline
Christian
 
Join Date: Sep 2009
Location: NORTH Western Michigan
Posts: 39,502
Thanks: 37,450
Thanked 50,607 Times in 21,631 Posts
Awards Showcase
Top Poster 
Total Awards: 1
Default

Quote:
Originally Posted by Survivalguy72 View Post
I couldn't help but chuckle when I read that. He didn't do too much of that when he ran out on his creditors and declared bankruptcy.
was this recent or was this the start of his financial awareness?



Quick reply to this message
Old 10-25-2011, 01:47 PM
jennsocutie jennsocutie is offline
Junior Member
 
Join Date: Dec 2008
Location: USA
Age: 34
Posts: 149
Thanks: 177
Thanked 144 Times in 63 Posts
Default

His personal bankruptcy was waaaayyyyy before he started all of this - it was the thing that got him to straighten up and learn how to manage his own finances. Again, if you actually REGULARLY listened to his radio program and stuff, you would know what he's all about...he talks about that frequently. I really like this board and have been on here for years, but geez...some of you guys don't use your brain and stretch stories for the sake of stretching them.
Quick reply to this message
The Following 3 Users Say Thank You to jennsocutie For This Useful Post:
Old 10-25-2011, 03:52 PM
TeenageWasteland's Avatar
TeenageWasteland TeenageWasteland is offline
Junior Member
 
Join Date: Mar 2011
Posts: 193
Thanks: 280
Thanked 245 Times in 112 Posts
Default

If all Christians lived in a voluntary state of poverty, none of those hospitals, orphanages, water wells, schools, affordable living facilities, nursing homes, etc, that Christian organizations and individual donors have paid for would be around. Neither would we be able to fulfill the Great Commission because travel now costs money, nor spread the scriptures because printing Bibles is actually kind of expensive. The Bible tells us that the LOVE of money is the root of all evil. Making a lot of money for the purpose of giving it away and bringing glory to God is NOT an example of loving money. What you have done here is confuse Dave Ramsey's message of being good stewards of money with Joel Olsteen's prosperity gospel. The first says "If I have the ability to make money and the self control to give it away, I should use my monetary resources to honor God." The latter says, "I may have no abilities and no self control when it comes to money, but because God loves me that must mean he wants me to be filthy rich."

Is having money potentially dangerous? Yeah. Is it a spiritual blessing to be able to give it away to good causes? Yeah. Should we avoid money and give up that blessing because of the potential dangers? It depends on our self control. But chances are, all of us who have replied are already rich and already exposed to this potential danger every day, just because we have access to the internet. If you make 10 dollars a day, you make 10 times the world average. If you bought the computer you're typing on, you are not poor. All Dave Ramsey is trying to say is that giving away earthly riches is investing in heavenly riches. If that's false then I don't know what to believe.
Quick reply to this message
The Following 2 Users Say Thank You to TeenageWasteland For This Useful Post:
Reply

Bookmarks

Tags
dave ramsey, debt, financial peace, gold, silver



Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Survivalist Forum forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:
Gender
Insurance
Please select your insurance company (Optional)

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 05:08 PM.


Powered by vBulletin®
Copyright ©2000 - 2019, vBulletin Solutions, Inc.
Search Engine Optimisation provided by DragonByte SEO (Lite) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.
Copyright © Kevin Felts 2006 - 2015,
Green theme by http://www.themesbydesign.net