Is there a cell phone app that detects credit card skimmers on gas pumps? - Page 2 - Survivalist Forum
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Old 06-16-2019, 09:35 AM
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Originally Posted by Jojo View Post
Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
What is wrong with you???? Justme asked a honest question, but you couldn’t resist being your typical snarky self and made a ****ty reply. I wonder how you can even stand yourself. Is there ever a time that you are a nice person? I doubt it!
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Old 06-16-2019, 09:46 AM
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Originally Posted by Justme11 View Post
Yeah, I figured Home Depot had to absorb a good portion of the loss, hence explaining the ol "stink eye".
The merchant actually absorbs all of the loss. On top of the chargeback for the full amount, banks frequently add a penalty even though they approved the transaction.

I once had a chargeback because a guy claimed the charge on his card was not authorized. It turned out his wife bought him a gift that was shipped to his address. After I pointed that out, he dropped the claim and the chargeback was reversed. But then I had to fight with the bank in order to get the penalty charge reversed. I did win, but it wasted a lot of time.
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Old 06-16-2019, 11:06 AM
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Quote:
Originally Posted by recklessdriver View Post
We get it your credit score is 450.
Apparently you DON't get it. In my entire life I have NEVER needed to rely on credit. We pay cash for our homes, cash for our cars and all our basic expenses. I thought that was the way it was supposed to be done? I've probably saved enough in interest over a lifetime to pay off YOUR debt.

What this conversation boils down to is convenience/security. I choose security.
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Old 06-16-2019, 11:43 AM
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Quote:
Originally Posted by recklessdriver View Post
We get it your credit score is 450.
I would guess rather that her EBT card does not work at fuel pumps either???
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Old 06-24-2019, 08:08 AM
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I think the gas stations and the crooks are working together here in FL. We have had our CC's skimmed several times. Usually at gas stations. The perps then use that CC info to buy gasoline with vehicles fitted with 500 gallon bladder tanks, then sell that gas back at a discount.

This has been going on for decades and the police really seem to have no interest in stopping it. I tried to get the police locally to access the video where my card was used a couple miles away and I was quite literally treated like **** by two police departments. You would think I was the criminal.

There is apparently a local task squad that handles these, which in my opinion is simply a federally funded cash cow for a local county sheriff. Little else.

Our town has a gang problem apparently, it must be true because they are getting federal funds, but nobody has ever heard of the gang except 20 years ago perhaps.

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Old 06-27-2019, 02:44 PM
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I never use credit cards on the road. What’s the advantage? Fraud?
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Old 06-27-2019, 03:44 PM
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Originally Posted by fistfulladirt View Post
I never use credit cards on the road. Whatís the advantage? Fraud?
One advantage is what happens if you lose your cash? Your out your cash. You lose your card, your out the time it takes to report it stolen and replaced.
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Old 06-28-2019, 04:53 AM
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Originally Posted by hawk55732 View Post
One advantage is what happens if you lose your cash? Your out your cash. You lose your card, your out the time it takes to report it stolen and replaced.
Never happened. If Iíve lost my cash, that means Iíve lost my wallet, containing credit card. I always have a cash stash.
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Old 06-28-2019, 06:59 AM
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Never happened. If Iíve lost my cash, that means Iíve lost my wallet, containing credit card. I always have a cash stash.
So because it's never happened to you means it's never happened to anyone?
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Old 06-28-2019, 10:12 AM
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You have little or no liability for loss with a credit card.
You call and they cancel it if lost and send you a new one.

Also with cash, you always have a bunch of coins wearing a hole in your pocket and making noise. And periodically you need a machine to sort and count, etc.
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Old 07-11-2019, 10:52 AM
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Quote:
Originally Posted by Jojo View Post
Apparently you DON't get it. In my entire life I have NEVER needed to rely on credit. We pay cash for our homes, cash for our cars and all our basic expenses. I thought that was the way it was supposed to be done? I've probably saved enough in interest over a lifetime to pay off YOUR debt.

What this conversation boils down to is convenience/security. I choose security.
If you choice security you have to think about your credit score. My friend advice me https://www.boostcredit101.com/ boost my vredit score. You could also have different scores depending on the lending situation. For example, an auto lender might use one scoring model, while a mortgage lender uses another.
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Old 07-11-2019, 12:39 PM
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Quote:
Originally Posted by Jojo View Post
Apparently you DON't get it. In my entire life I have NEVER needed to rely on credit. We pay cash for our homes, cash for our cars and all our basic expenses. I thought that was the way it was supposed to be done? I've probably saved enough in interest over a lifetime to pay off YOUR debt.

What this conversation boils down to is convenience/security. I choose security.
It could be argued that there is more security in using credit cards/debit cards when traveling. I lose my card, I cancel it and no money lost. I lose my cash when traveling, im out of that money.

So what it can boil down to is convenience and security/ over having your transactions not being recorded somewhere.
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Old 07-11-2019, 04:18 PM
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Most credit cards today offer text notifications on transactions.

Transaction amount limits can also be set, so crooks cannot charge over a certain dollar amount if your card is compromised.

They are easy to temporarily change, if one needs to make a large transaction.

You will know immediately where and when the card is used.

When I finish pumping fuel, my card company sends a message before I have time to get back in vehicle.

My advice is to use them.
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