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Thread: Is there a cell phone app that detects credit card skimmers on gas pumps? Reply to Thread
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Topic Review (Newest First)
07-11-2019 05:18 PM
bonegunner Most credit cards today offer text notifications on transactions.

Transaction amount limits can also be set, so crooks cannot charge over a certain dollar amount if your card is compromised.

They are easy to temporarily change, if one needs to make a large transaction.

You will know immediately where and when the card is used.

When I finish pumping fuel, my card company sends a message before I have time to get back in vehicle.

My advice is to use them.
07-11-2019 01:39 PM
hawk55732
Quote:
Originally Posted by Jojo View Post
Apparently you DON't get it. In my entire life I have NEVER needed to rely on credit. We pay cash for our homes, cash for our cars and all our basic expenses. I thought that was the way it was supposed to be done? I've probably saved enough in interest over a lifetime to pay off YOUR debt.

What this conversation boils down to is convenience/security. I choose security.
It could be argued that there is more security in using credit cards/debit cards when traveling. I lose my card, I cancel it and no money lost. I lose my cash when traveling, im out of that money.

So what it can boil down to is convenience and security/ over having your transactions not being recorded somewhere.
07-11-2019 11:52 AM
RickHarleu
Quote:
Originally Posted by Jojo View Post
Apparently you DON't get it. In my entire life I have NEVER needed to rely on credit. We pay cash for our homes, cash for our cars and all our basic expenses. I thought that was the way it was supposed to be done? I've probably saved enough in interest over a lifetime to pay off YOUR debt.

What this conversation boils down to is convenience/security. I choose security.
If you choice security you have to think about your credit score. My friend advice me https://www.boostcredit101.com/ boost my vredit score. You could also have different scores depending on the lending situation. For example, an auto lender might use one scoring model, while a mortgage lender uses another.
06-28-2019 11:12 AM
Justme11 You have little or no liability for loss with a credit card.
You call and they cancel it if lost and send you a new one.

Also with cash, you always have a bunch of coins wearing a hole in your pocket and making noise. And periodically you need a machine to sort and count, etc.
06-28-2019 07:59 AM
hawk55732
Quote:
Originally Posted by fistfulladirt View Post
Never happened. If Iíve lost my cash, that means Iíve lost my wallet, containing credit card. I always have a cash stash.
So because it's never happened to you means it's never happened to anyone?
06-28-2019 05:53 AM
fistfulladirt
Quote:
Originally Posted by hawk55732 View Post
One advantage is what happens if you lose your cash? Your out your cash. You lose your card, your out the time it takes to report it stolen and replaced.
Never happened. If Iíve lost my cash, that means Iíve lost my wallet, containing credit card. I always have a cash stash.
06-27-2019 04:44 PM
hawk55732
Quote:
Originally Posted by fistfulladirt View Post
I never use credit cards on the road. Whatís the advantage? Fraud?
One advantage is what happens if you lose your cash? Your out your cash. You lose your card, your out the time it takes to report it stolen and replaced.
06-27-2019 03:44 PM
fistfulladirt I never use credit cards on the road. What’s the advantage? Fraud?
06-24-2019 09:08 AM
Central Scrutinizer I think the gas stations and the crooks are working together here in FL. We have had our CC's skimmed several times. Usually at gas stations. The perps then use that CC info to buy gasoline with vehicles fitted with 500 gallon bladder tanks, then sell that gas back at a discount.

This has been going on for decades and the police really seem to have no interest in stopping it. I tried to get the police locally to access the video where my card was used a couple miles away and I was quite literally treated like **** by two police departments. You would think I was the criminal.

There is apparently a local task squad that handles these, which in my opinion is simply a federally funded cash cow for a local county sheriff. Little else.

Our town has a gang problem apparently, it must be true because they are getting federal funds, but nobody has ever heard of the gang except 20 years ago perhaps.

Sent from my SM-T350 using Tapatalk
06-16-2019 12:43 PM
4X4
Quote:
Originally Posted by recklessdriver View Post
We get it your credit score is 450.
I would guess rather that her EBT card does not work at fuel pumps either???
06-16-2019 12:06 PM
Jojo
Quote:
Originally Posted by recklessdriver View Post
We get it your credit score is 450.
Apparently you DON't get it. In my entire life I have NEVER needed to rely on credit. We pay cash for our homes, cash for our cars and all our basic expenses. I thought that was the way it was supposed to be done? I've probably saved enough in interest over a lifetime to pay off YOUR debt.

What this conversation boils down to is convenience/security. I choose security.
06-16-2019 10:46 AM
HomeDefense
Quote:
Originally Posted by Justme11 View Post
Yeah, I figured Home Depot had to absorb a good portion of the loss, hence explaining the ol "stink eye".
The merchant actually absorbs all of the loss. On top of the chargeback for the full amount, banks frequently add a penalty even though they approved the transaction.

I once had a chargeback because a guy claimed the charge on his card was not authorized. It turned out his wife bought him a gift that was shipped to his address. After I pointed that out, he dropped the claim and the chargeback was reversed. But then I had to fight with the bank in order to get the penalty charge reversed. I did win, but it wasted a lot of time.
06-16-2019 10:35 AM
PaulKersey
Quote:
Originally Posted by Jojo View Post
Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
What is wrong with you???? Justme asked a honest question, but you couldn’t resist being your typical snarky self and made a ****ty reply. I wonder how you can even stand yourself. Is there ever a time that you are a nice person? I doubt it!
06-16-2019 07:55 AM
Justme11 I remember watching a video called something like "I'll let myself in".

There was a guy giving all his tricks for defeating any security around buildings.
The guy had a key ring of various master keys, and he carried a few other things to bypass security on doors and elevators, etc..

he would also pretend he was with a utility or repair service or something and would basically breeze right through supposedly rather secure buildings , computer centers, etc, like it was nothing.
And of course he was divulging this to a large audience and putting it on the internet.

he would also use building images from google maps to identify the security in place ahead of time. He would find a lockbox that held access keys for mail deliveries or something, use a master key for that box, etc.

Too many people in this world, motivated in bent directions, but with enough IQ to hack whatever security society puts in place.
06-16-2019 07:43 AM
HomeDefense
Quote:
Originally Posted by Jojo View Post
Why do I need to depend on a phone to find something I can see with my own eyes? If you are that worried, walk a few paces and pay cash indoors.
Most skimmers are installed inside the pumps these days. I've read that there are universal master keys, which is the real problem. The new skimmers can be installed inside the pump in less than 1 minute by plugging it into the wiring. Those skimmers transmit the information, so no one has to collect the skimmer and the data.

59 credit card skimmers found at Arizona gas pumps

Quote:
"We have criminal gangs coming into Arizona who are implanting into our gas pumps skimmers that steal credit card numbers," said Killian.
Translation: Illegals. Mexican gangs are the only gangs we have in Phoenix.

Quote:
It took them seven seconds to get inside a pump. Most had master keys to pumps. These keys were available in the underground market and on the "dark web" and gave them access to gas station pumps for a particular company throughout the nation.
The telltale is to look to make sure the security seal is unbroken before inserting your credit card. I strongly suspect the seals can easily be counterfeited.
06-16-2019 07:40 AM
Justme11
Quote:
Originally Posted by Cat wrangler View Post
Still new to the merchant side of cc. There is this thing called charge back. If you think the cc company is absorbing all the fraud you are incorrect.
Yeah, I figured Home Depot had to absorb a good portion of the loss, hence explaining the ol "stink eye".
06-16-2019 07:35 AM
Cat wrangler Still new to the merchant side of cc. There is this thing called charge back. If you think the cc company is absorbing all the fraud you are incorrect.
06-16-2019 07:27 AM
Justme11 My credit card was hacked a couple times in the past, but not by a skimmer (I don't think anyway).

Somebody in Japan bought a car or motorcycle for around $20,000, plus some jewelry worth around $5,000.

The other time, someone presented a card which they manufactured with my info I guess at a Home Depot in Connecticut. Another rather large amount.

The 3rd time was only a couple hundred dollars at some store 50 miles from where I ever go.

The credit card company covered every cent of the losses though.

Home Depot gave me the old "stink eye" at the checkout though for a couple years after that card got hit. I guess the info must appear at their register. I would have to show ID to use the card. Then back to normal after 2 yrs.
06-16-2019 07:18 AM
fistfulladirt It may seem odd that I haven’t used an ATM in over 15 years, and I’ve never in my life used a personal CC to buy gas. Have seen my wife’s cards hacked multiple times although protected. The skimmer issue at the pump is fairly common occurrence around these parts.
06-16-2019 07:08 AM
recklessdriver
Quote:
Originally Posted by Jojo View Post
You won't be using a card reader of any sort IF you go inside and pay cash. The ATM bit, I probably can't help you with that one. Most people are as addicted to them as much as their phones. Why anyone would use a card of any sort at a convenience store/gas station is beyond me.
We get it your credit score is 450.
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